Legal

Service Provider pursuant to § 5 DDG:

Tammo Doerner
An der Ahne 10
26969 Butjadingen
Germany

Email: info@wavemasterapp.com

Small business status pursuant to § 19 UStG (Germany) — no VAT charged.

Responsible for content pursuant to § 18 para. 2 MStV: Tammo Doerner, address as above.

The European Commission provides a platform for online dispute resolution (ODR): https://ec.europa.eu/consumers/odr

We are neither obligated nor willing to participate in dispute resolution proceedings before a consumer arbitration board.

Liability for Content

As a service provider, we are responsible for our own content on these pages under applicable law. However, pursuant to statutory provisions, we are not obligated to monitor transmitted or stored third-party information or investigate circumstances indicating unlawful activity.

Liability for Links

Our website may contain links to external third-party websites over whose content we have no control. Therefore, we cannot assume any liability for such external content. Responsibility for linked content always lies with the respective provider or operator.

Copyright

All content and works published on this website are subject to German and international copyright laws. Any reproduction, editing, distribution or any form of exploitation outside the limits of copyright law requires prior written consent from the respective author or creator.

1. General Information

We process personal data exclusively in accordance with applicable data protection laws, in particular:

• EU General Data Protection Regulation (GDPR)
• German Federal Data Protection Act (BDSG)
• Telecommunications Digital Services Data Protection Act (TDDDG)

Data Controller:

Tammo Doerner
An der Ahne 10
26969 Butjadingen
Germany
Email: info@wavemasterapp.com

2. Categories of Data Processed

a) Server Log Files

When visiting this website, the hosting provider automatically processes:

• anonymised IP address
• browser type and version
• operating system
• referring URL
• accessed pages
• date and time of access

Purpose: technical delivery of the website, system security, abuse prevention.

Legal basis: Art. 6(1)(f) GDPR (legitimate interest).

Retention period: maximum 30 days unless longer retention is required for security purposes.

b) Account and Subscription Data

When creating an account or purchasing a subscription, we process:

• name
• email address
• account credentials
• subscription information
• usage-related platform data

Purpose: performance of contractual services, customer support, fraud prevention.

Legal basis: Art. 6(1)(b) GDPR.

Retention: up to 10 years where required under commercial and tax laws.

c) Payments

Payments are processed exclusively by:

Stripe Payments Europe Ltd.

We do not store full payment card information on our servers.

Processing is carried out for: payment execution, fraud prevention, billing compliance.

Legal basis: Art. 6(1)(b) GDPR.

Stripe acts as an independent controller and/or processor under applicable data protection law.

d) Contact Requests

If you contact us by email or contact form, we process:

• your contact details
• message content
• related communication metadata

Purpose: processing and responding to your enquiry.

Legal basis: Art. 6(1)(b) GDPR and Art. 6(1)(f) GDPR.

Retention: generally up to 3 years after final communication unless legal retention obligations apply.

e) Analytics and Cookies

We may use analytics technologies such as Google Analytics (measurement ID G-V173ZPF8RX) to improve our services.

Analytics tracking is only activated after explicit user consent via the cookie banner.

Processed data may include:

• anonymised IP address
• device information
• interaction behaviour
• session statistics

Legal basis: Art. 6(1)(a) GDPR (consent).

Retention: up to 14 months.

Users may withdraw consent at any time through the cookie settings or browser settings by clearing the cookie wm_cookie_consent_v1 and reloading the page.

Google Analytics opt-out: https://tools.google.com/dlpage/gaoptout

3. Cookies

This website uses cookies and similar technologies.

Strictly Necessary Cookies

Necessary for: security, login functionality, session management, consent storage.

These cookies are processed under Art. 6(1)(f) GDPR and do not require consent.

Optional Analytics Cookies

Analytics and marketing cookies are only used after prior consent pursuant to Art. 6(1)(a) GDPR and § 25 TDDDG.

Users can revoke consent at any time.

4. International Data Transfers

Due to the global nature of our services, personal data may be transferred to countries outside the European Economic Area (EEA), including the United States.

Where such transfers occur, appropriate safeguards pursuant to Art. 44 et seq. GDPR are implemented, including:

• EU Standard Contractual Clauses (SCCs)
• adequacy decisions where available
• additional technical and organisational safeguards where appropriate

By using our services, users acknowledge that data transfers may occur internationally.

5. Data Recipients and Processors

We may share data with carefully selected service providers acting as processors under Art. 28 GDPR, including providers for:

• payment processing
• cloud hosting
• analytics
• email delivery
• infrastructure security

All processors are contractually bound to protect personal data in accordance with applicable law.

6. Data Security

We implement appropriate technical and organisational security measures to protect personal data against unauthorised access, accidental loss, destruction, manipulation, and disclosure.

However, internet-based transmissions can never be guaranteed to be completely secure.

7. User Rights

Users have the following rights under GDPR:

• Right of access (Art. 15 GDPR)
• Right to rectification (Art. 16 GDPR)
• Right to erasure (Art. 17 GDPR)
• Right to restriction of processing (Art. 18 GDPR)
• Right to data portability (Art. 20 GDPR)
• Right to object (Art. 21 GDPR)
• Right to withdraw consent at any time (Art. 7(3) GDPR)

Requests may be submitted to: info@wavemasterapp.com

Users also have the right to lodge a complaint with a supervisory authority, in particular in their country of residence or in Germany.

Competent authority in Lower Saxony:
State Commissioner for Data Protection Lower Saxony
Prinzenstrasse 5
30159 Hannover
Germany

1. Scope

These Terms govern all contracts between:

Tammo Doerner
An der Ahne 10
26969 Butjadingen
Germany
Email: info@wavemasterapp.com

("Provider") and users of the WaveMaster platform ("User").

By accessing or using the platform, the User agrees to these Terms.

2. Nature of the Service

WaveMaster provides:

• educational content
• market commentary
• market observations
• trading ideas
• analytical tools
• informational content related to financial markets

The services are provided exclusively for educational and informational purposes.

WaveMaster:

• does not provide investment advice
• does not provide portfolio management
• does not execute trades
• does not provide brokerage services
• does not provide custody services
• does not provide financial services within the meaning of applicable financial regulatory laws

No content on the platform constitutes:

• a recommendation to buy or sell financial instruments
• financial advice
• investment advice
• tax advice
• legal advice
• solicitation or offering of securities

Users remain solely responsible for all financial decisions.

The Provider is not licensed or supervised by BaFin or any other financial regulatory authority.

Access to the platform may be restricted in jurisdictions where the services would violate local law. Users are responsible for ensuring that use of the platform is lawful in their jurisdiction.

3. Eligibility

Users must:

• be at least 18 years old
• have legal capacity under applicable law
• use the services only in compliance with applicable regulations

The Provider may refuse or terminate access at its sole discretion where misuse, legal risk or abuse is suspected.

4. Subscription and Billing

Access is provided through paid subscriptions.

Available plans and prices are displayed on the website.

All prices are final prices. No VAT is charged pursuant to § 19 UStG (Germany).

Subscriptions renew automatically unless cancelled before the next billing date.

Payments are billed in advance for the selected billing cycle.

5. Cancellation

Users may cancel subscriptions at any time through their account settings or by contacting support.

Cancellation takes effect at the end of the current paid billing period.

Already paid fees are generally non-refundable unless mandatory law requires otherwise.

6. Right of Withdrawal (EU/EEA Consumers)

Consumers located in the EU/EEA have a statutory right of withdrawal within 14 days from contract conclusion.

The right expires early if:

• the User expressly requests immediate access to the digital service, and
• acknowledges that the right of withdrawal is lost once performance begins.

By activating the service immediately after purchase, the User expressly consents to immediate performance.

To exercise withdrawal rights: info@wavemasterapp.com

7. Refund Policy

Except where mandatory consumer protection laws provide otherwise:

• all sales are final
• no guarantee of refunds exists
• refunds may be granted voluntarily at the Provider's sole discretion

Chargeback abuse, fraudulent claims or payment abuse may result in immediate account termination.

8. Intellectual Property

All platform content, branding, software, analytics, graphics and materials remain the exclusive property of the Provider unless otherwise stated.

Users receive a limited, non-exclusive, non-transferable and revocable licence to access the platform during the subscription term.

Users may not:

• reproduce content
• redistribute content
• resell access
• commercially exploit materials
• copy trading systems
• automate extraction of data
• share account access

9. Prohibited Use

Users may not:

• use the platform unlawfully
• attempt unauthorised access
• interfere with infrastructure
• reverse engineer systems
• use automated scraping tools
• impersonate others
• distribute platform content publicly without permission

The Provider may suspend or terminate accounts without notice for violations.

10. Availability

The Provider does not guarantee uninterrupted availability of the platform.

Maintenance, outages, security incidents or force majeure events may temporarily affect access.

The Provider may modify, suspend or discontinue features at any time.

11. Disclaimer of Warranties

The platform and all content are provided "as is" and "as available".

To the maximum extent permitted by law, the Provider disclaims all warranties, including:

• merchantability
• fitness for a particular purpose
• accuracy
• profitability
• uninterrupted availability

No guarantee is given regarding:

• profitability
• investment success
• performance outcomes
• accuracy of market predictions

Past performance is not indicative of future results.

12. Limitation of Liability

To the fullest extent permitted by applicable law:

The Provider shall not be liable for:

• trading losses
• investment losses
• indirect damages
• consequential damages
• lost profits
• data loss
• business interruption

Liability for slight negligence is excluded except where mandatory law provides otherwise.

Nothing in these Terms excludes liability for:

• intent
• gross negligence
• injury to life, body or health
• mandatory statutory liability

The total liability of the Provider shall, to the maximum extent permitted by law, not exceed the total amount paid by the User during the 12 months preceding the claim.

13. Indemnification

Users agree to indemnify and hold harmless the Provider against claims arising from:

• unlawful use of the platform
• breach of these Terms
• violation of third-party rights
• misuse of content

14. Changes to the Service or Terms

The Provider may update these Terms where necessary due to:

• legal requirements
• security reasons
• technical developments
• business changes

Material changes will be communicated appropriately before taking effect.

If a User disagrees with updated Terms, use of the platform must cease before the effective date.

15. Governing Law

These Terms are governed by German law excluding the UN Convention on Contracts for the International Sale of Goods (CISG).

Mandatory consumer protection provisions of the User's country of residence remain unaffected where legally applicable.

For merchants and legal entities, exclusive place of jurisdiction is Oldenburg, Germany.

16. Severability

If any provision of these Terms is invalid or unenforceable, the remaining provisions remain unaffected.

17. Contact

Tammo Doerner
An der Ahne 10
26969 Butjadingen
Germany
Email: info@wavemasterapp.com

1. Educational Purposes Only

All content provided on WaveMaster is intended solely for educational and informational purposes.

Nothing on the platform constitutes:

• investment advice
• financial advice
• portfolio management
• tax advice
• legal advice
• a recommendation to buy or sell financial instruments

All content reflects general market commentary and personal opinions only.

2. No Financial Regulatory Authorisation

WaveMaster is not a licensed financial institution, investment firm, broker or asset manager.

The Provider is not regulated or supervised by:

• BaFin
• FCA
• SEC
• CySEC
• ASIC

or any other financial authority.

No regulated financial services are offered.

3. High-Risk Warning

Trading and investing in financial instruments involves substantial risk.

This includes, but is not limited to:

• stocks
• forex
• CFDs
• futures
• options
• cryptocurrencies
• derivatives

Users may lose some or all invested capital.

Leveraged products may result in losses exceeding deposits.

Past performance does not guarantee future results.

Hypothetical or backtested results have significant limitations and may not reflect actual trading performance.

4. No Reliance

Users must not rely on platform content as the sole basis for financial decisions.

Before making investment decisions, users should:

• conduct independent research
• assess personal financial circumstances
• seek advice from licensed professionals where appropriate

All decisions are made entirely at the User's own risk.

5. No Liability for Financial Losses

The Provider accepts no liability for:

• financial losses
• trading losses
• missed opportunities
• liquidation events
• inaccuracies
• delays
• interruptions
• technical failures

Users acknowledge that use of the platform occurs entirely at their own risk.

6. No Guarantee of Accuracy or Profitability

Market information may become outdated rapidly.

The Provider makes no representations regarding:

• completeness
• reliability
• accuracy
• profitability
• suitability for any purpose

No guarantee of profits or trading success is made.

7. Jurisdictional Restrictions

The platform is not directed toward persons in jurisdictions where access or use would violate applicable law or require regulatory licensing.

Users are solely responsible for compliance with local laws and regulations.

Last updated: May 2026